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| Repository | University of Melbourne [Minerva Access] |
| URL | http://hdl.handle.net/11343/29530 |
| Author(s) | orcid:0000-0002-7438-1374; Grundy, BD; Li, H |
| Item type | Article |
| Journal | Journal of Banking & Finance, Print_ISSN:0378-4266 |
| DOI | https://doi.org/10.1016/j.jbankfin.2010.03.020 |
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